Total flow of financial resources to the commercial sector jumped 45% to ₹30.8 lakh cr: RBI Bulletin
As on December 31, 2025, the total outstanding credit to the commercial sector rose by 15 per cent
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During 2025-26 so far (up to December 31), the total flow of financial resources to the commercial sector increased compared to the same period a year ago, with non-bank sources along with bank sources contributing to the credit pick-up, according to RBI’s latest monthly bulletin.
During 2025-26 so far (up to December 31), total flow of financial resources to the commercial sector jumped 45 per cent year-on-year to ₹30.8 lakh crore from ₹21.3 lakh crore a year ago, per an article “State of the Economy”, published in the bulletin.
A break-up of the total flow of financial resources to the commercial sector shows that during the aforementioned period, flow from non-food bank credit rose by ₹20.27 lakh crore (₹12.78 lakh crore in the year ago period) and flow from non-bank sources was up by ₹10.58 lakh crore (₹8.55 lakh crore).
Non-bank sources − corporate bond issuances, and foreign direct investment to India − showed a marked increase during the year so far.
As on December 31, 2025, the total outstanding credit to the commercial sector rose by 15 per cent (11.3 per cent in the year ago period), with non-bank sources registering a growth of 16.4 per cent (11.7 per cent) and non-food bank credit growing 14.4 per cent (11.1 per cent).
Published on January 21, 2026
